Category Archives: Bank Innovation

Graduates – Embrace Change, Dream Big, Innovate!

This is a copy of my commencement speech to the Computer Science graduating class in 2012. Still true in 2013. —————- I am honored to address the graduates, family members, faculty, and friends of San Jose State University, Computer Science. To … Continue reading

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Why Bitcoin Will Change the World

What do you think of Bitcoin?” is a question I get asked a LOT lately. As recently as this morning, on a call about a totally different topic, the conversation led to a discussion on Virtual Currency, which brought up … Continue reading

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Male-dominated Mobile World Congress is Missing a Great Business Opportunity – Women

When you look at the sea of people at Mobile World Congress – it is mostly men with a few scattered women in the crowd.  So it is not surprising that this male dominated industry is missing out on a … Continue reading

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Interview with Mobile Money Pioneer Jojo Malolos

The potential of mobile phones to bring banking services to the traditionally underserved is now becoming better understood by many. Financial Inclusion at the bottom of the pyramid is a topic for many – including luminaries like Bill Gates, Pierre Omidyar, … Continue reading

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My letter to Jamie Dimon

In November of last year a group of payment innovators from Silicon Valley (including me) had lunch with Jamie Dimon, CEO of JPMC. After meeting Jamie, I wrote him a letter with an idea for how JPMC can help improve … Continue reading

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A Simple Great Idea

This is such a great time in the history of technology. So many things are changing for the better – and we have only just begun to experience it.   Today there are 6.4 billion wireless connections in the world … Continue reading

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Thoughts on my trip to Afghanistan

Some things you just say yes to. I have been struggling the last year and 3 months to get my life back to normal after a serious bicycle accident. It was a tougher recovery – it took more of a … Continue reading

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