Tag Archives: mobile payments

Searching for Global Financial Inclusion Pioneers

My co-author, Karl Mehta and I have both been working for years in the exciting field of mobile financial services. Reflecting on what has already happened, one can see the world reshaping. And yet, it is only the beginning. But … Continue reading

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Interview with Mobile Money Pioneer Jojo Malolos

The potential of mobile phones to bring banking services to the traditionally underserved is now becoming better understood by many. Financial Inclusion at the bottom of the pyramid is a topic for many – including luminaries like Bill Gates, Pierre Omidyar, … Continue reading

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A Simple Great Idea

This is such a great time in the history of technology. So many things are changing for the better – and we have only just begun to experience it.   Today there are 6.4 billion wireless connections in the world … Continue reading

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New Phase – Transitioning out of my role as Executive Chairman of Obopay.

When the co-founders and I started Obopay in 2005, it was our dream to offer affordable banking and electronic payment services to ALL people over their mobile phone. As we enter 2012, that dream is a reality on three continents. … Continue reading

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The Future of Banking is in Kenya

Kenya started a banking revolution, one coming to the world from Africa. The Gates Foundation, the Department of State, the World Economic Forum annual meeting in Davos (WEF), and companies around the world invite Carol Realini to talk with them … Continue reading

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Recognizing the Value and Opportunity of Mobile Money

(reprint of IQT Quarterly Winter 2011 article) . There are five billion mobile phones in use around the world, providing unparalleled access to communications and mobile applications. This is having a profound effect on the lives of consumers, business infrastructure, … Continue reading

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Mobile Banking and Financial Inclusion

In late 2010 the Gates Foundation held the Global Savings Forum.  I participated on a panel chaired by Bill Gates. It covered “New Partnerships for Technology-Enabled Financial Inclusion”.  The interest from Bill and Melinda Gates was personal – they had … Continue reading

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