Category Archives: Mobile Money

How Mobile Banking can Benefit the Unbanked

Posted on July 30, 2014 by Carol Realini

The “unbanked and underbanked” are terms that are being batted about in the boardrooms of financial institutions around the world. Gradually, executives have woken up to the fact that there are billions of potential customers who are not using their services. In America alone, there … Continue reading →

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International Telecommunication Union Steps Forward to Promote Financial Inclusion

Posted on July 23, 2014 by Carol Realini

The International Telecommunication Union (ITU) has recently created a focus group whose purpose is to develop different methods of affordable financial services, in hopes of making financial inclusion a reality for the nearly 2.5 billion adults around the world who don’t currently have … Continue reading →

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Personal Challenges of Financial Nomads

Posted on June 27, 2014 by Carol Realini

Half the world lives without the benefits of financial services. Most of us don’t understand what it means to be a “financial nomad” – living without full access to traditional banking – but the costs are great. To put it … Continue reading →

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What It Will Take to Make Banking for All a Reality

Posted on June 25, 2014 by Carol Realini

After working around the world in the extremely complicated field of emerging financial services, I am now of the opinion that addressing the challenges of the financially excluded may be easier than we are making it. From the beginning of … Continue reading →

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Five Examples of Financial Inclusion

Posted on June 17, 2014 by Carol Realini

Everyday, the world in which we live seems to spin faster and faster. While this increased pace is creating plenty of opportunities for success and achievement, it is also creating deep financial rifts between those “who have” and those “who live … Continue reading →

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Searching for Global Financial Inclusion Pioneers

Posted on November 12, 2013 by Carol Realini

My co-author, Karl Mehta and I have both been working for years in the exciting field of mobile financial services. Reflecting on what has already happened, one can see the world reshaping. And yet, it is only the beginning. But … Continue reading →

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Why Bank Redundancy is Challenging but Essential to Payment Companies

Posted on July 23, 2013 by Carol Realini

Banks provide underlying infrastructure to payment companies including trust accounts, prepaid services, bank transfers, card acquiring, connections to networks. Although essential relationships, they can also be challenging to develop.   One reason it is challenging to establish these relationships is … Continue reading →

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